Rat Race Escape Plan

DebtPath IQ™ screenshot tour

The My Debts tab

Every balance in one honest list — and the app flags the brutal one.

Overview

My Debts is where your real numbers live: balance, rate, minimum payment, and how much of each card you are using. Enter them once and every other screen in DebtPath IQ™ works from them.

Screens

  1. The DebtPath IQ My Debts tab. A banner names the payoff plan “Free Up Cash Flow First” above a “Show accounts for” filter set to All accounts, then four totals: total balance $65,947.00, monthly payments $2,120.00, total credit available $29,000.00, and overall credit used 42%. A red warning strip reads “1 very high-interest debt (APR ≥ 36%). Consider attacking these first no matter which method you use — the interest is brutal.” Below, a sortable table lists each debt with a numbered payoff priority, creditor name, account type, when it was last updated, last four digits, balance, monthly payment, APR, Cash Flow Index, and percent of credit used — Best Buy Store Card, Capital One Quicksilver, Chase Sapphire, Citi Double Cash, Discover it, SoFi Personal Loan, Speedy Cash Payday Loan, and Upstart Installment Loan. The payday loan at 391.07% APR carries its own “High APR” warning. An “Add Debt” button sits at the bottom.
    The list everything else is built on

    Each debt carries its payoff priority as a numbered circle, so you always know where it sits in your plan — and the order is not the order you typed them in. The four totals across the top — balance, monthly payments, credit available, and credit used — recalculate as you edit. Every column sorts. And the app does not stay quiet about the worst of it: a red strip names any debt above 36% APR, and the payday loan below is flagged again in its own row. Add a debt here and the plan, the forecasts, and the bills list all rebuild from it.

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Ready to see these screens with your own numbers in them?

$49.99 once — the introductory price through November 30, 2026, then $79.99. On sale now for Windows 10 and 11; the Mac version goes on sale October 1, 2026. Your data never leaves your computer.

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